Flexible Capital Solutions represents the services of a BIDCO / Lending Division of a major VC firm. Loan sizes $750,000 to $10 million.

Beneficiaries of our program are typically manufactures, wholesale distributors, packaging companies & metal fabricators. Work with companies & entrepreneurs to craft financing packages that contained more flexible terms and longer amortization schedules to encourage business expansion, job growth, and/or company survival. In addition to direct marketing to entrepreneurs, referrals from economic development professionals and bankers were keys to placing millions of flexible capital dollars int...

Beneficiaries of our program are typically manufactures, wholesale distributors, packaging companies & metal fabricators. Work with companies & entrepreneurs to craft financing packages that contained more flexible terms and longer amortization schedules to encourage business expansion, job growth, and/or company survival. In addition to direct marketing to entrepreneurs, referrals from economic development professionals and bankers were keys to placing millions of flexible capital dollars into the hands of deserving entrepreneurs each year. Solutions offered: (1) New Markets Tax Credit Loan Program in select states that participated (or were eligible via a specific Federal allocation) in the program for one of the largest BIDCOs / CDEs in the country. Unlike many competitors, all capital raising and structuring were completed behind the scenes so the borrower only saw the Conventional Loan, USDA B&I loan, or SBA Loan (7A or 504). This process greatly reduced the fees and intricacies that the borrower would normally see in the NMTC program (Closing costs, appraisal/other 3rd party expenses & SBA fees, etc. still applied). This flexible capital was typically priced below market and designated to create and retain jobs as its primary mission. Loan size from $750M - $10MM. Manufacturing, Packaging, Wholesale Distribution, and Metal Fabrication are the preferred industries. (2) Non-NMTC Loans - In select industries and non-NMTC locations, SBA and Conventional Loans may be offered. Companies that export are ideal. Same industries as above are preferred. (3) Traditional NMTC funds. Structured to be forgiven over time. Participants were typically larger companies that were too large for #1 or #2 above. (4) Factoring/Asset Based Loans/PO Financing - this portion was almost completely phased out but can advise, if required.