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Disability insurance coverage may be the most under owned yet most important insurance coverage available today. You may have disability coverage through your employer but could you continue to make the house and car payment or contribute to your retirement plan if you could not work or suffered a 50% reduction in your after tax income? If you are a high level executive, your work-related disability coverage may provide only 1/3 of your current income. If you are self employed, who will...

Disability insurance coverage may be the most under owned yet most important insurance coverage available today. You may have disability coverage through your employer but could you continue to make the house and car payment or contribute to your retirement plan if you could not work or suffered a 50% reduction in your after tax income? If you are a high level executive, your work-related disability coverage may provide only 1/3 of your current income. If you are self employed, who will run the business if you were away for more than 30 days. Own a small business and have a few select important employees who are vital to the day to day operation or a rain maker that woud take months to replace?