Dear Mr Silva Over two years ago i loaned you $55,000 to start your business. I am asking you again to startrepaying what you borrowed. Lets get a payment schedule together on what has grown to over $66,000 including interest. I am making this final request in order to save spending money on attorneys and litigation. Let me know if you would rather do this through court; all I want is what you owe me. its only your reputation, after all