At Special Risk Services, we are committed to providing industry leading life insurance products, service and support through exceptional people. We stay current with today's changing products, trends and regulations, providing the latest insurance information through our highly trained experts, available to support and assist you with services to build your business. Our life insurance products include impaired risk life insurance, annuities, LTC, disability insurance and other insurance-based solutions.

We deal primarily with small business owners and work in the areas of (1) Business Continuation Planning: Buy-Sell Agreements and Succession Planning. (2) Retention of Key Employees with incentive plans (especially important for non-family members in a family business). As we plan for our owner to "get off the bus" we also address; (3) Estate Plan Strategies for owners and Key Employees including meeting with client and his/her attorney. We recommend qualified attorneys when it is helpful for our client.(4) Supplemental Retirement Plans for the "Rainmakers" in the business. (5) "Safe Money Strategies" for our clients who "cash out" and wish to generate income without losing their chips. Who deals with us? A self-made man who had the guts, and brains, to step out and take a chance (or two