Make Sure Officers are Taking Full Advantage of Your 401k! Prevent Administrative Nightmares! Save Time & Money by Automating the ADP/ACP Testing Process! Test Any Year You Want for the Same Low Subscription Fee! Safe-Harbor Plans: Find out what would happen if you dropped your Safe Harbor provisions. Also: See our FAQ page for alternative matching & profit-sharing ideas! 403b Plans: 401ktest.com performs the ADP/ACP tests quickly and accurately! Failing the ACP/ACP test is Expensive! * Up to $1,000 to re-test the plan; especially if you have to use grouping or cross-testing to pass. * $150 to $1,000 for each affected HCE to amend their tax returns & pay taxes on refunds received, or * 3% of wages for a Non-Elective Contribution. * Plus company time & expense to solve the problem.

PATA is a TPA (Third Party pension Administrator) that performs all of the annual duties associated with a retirement plan. PATA will assist you in establishing a retirement plan by providing and completing an IRS approved qualified retirement plan document on your behalf. PATA will also determine participant eligibility, calculate the annual contribution, reconcile the pension???s trust, prepare the form 5500 and applicable schedules, generate distribution packages, and complete 1099Rs for terminated participants. In short, PATA will do all of the tedious work associated with running a retirement plan except sell you the assets. PATA sells no product, only services.

We offer various consulting services including pension, tax, securities and insurance law research; copyediting for various projects; software and website design and development; photography; and through our affiliate--The Bookies--personalized cards and books. We can also assist with "publishing on demand" of your creative projects (books, CDs, DVDs).

Online

We are a growth-oriented third party administrator focused solely on the needs of our clients. We specialize in DC retirement plans for all types of businesses. We work closely with business owners, accountants, and investment advisors to develop a retirement plan program that maximizes the tax advantages available to the employer as well as help your employees save today's dollars for a secure tomorrow. Our primary focus is to provide our clients with excellent customer service and to assist them with understanding the complex and ever-changing laws surrounding their retirement plan. We have a vast experience in all aspects of retirement plan administration from 401(k) and 403(b) plans to Governmental 457 and Money Purchase Pension plans.