AIG LTD. is a privately chartered "Direct "Commercial Banking Corporation. As a Correspondent Portfolio Lender we have been underwriting Real estate, Business capital, Equipment, and Commercial improvement financing to small, medium, and large sized companies for over 27 years. AIG LTD. underwrites all types of conventional debt instruments including real estate and commercial finance debt, new business capital requirements and start-ups as well as acquisition of going concerns. Additionally, and on a case basis, we also underwrite Debenture Capital Finance for qualified business projects to qualified markets. AIG operates under the industry banner of what is known as a "Direct Investment Bancorp", underwriting debt and other commercial capital finance on a Correspondent Portfolio basis to its client base. As a Direct Banking Corporation AIG has no branch office locations. Clients conduct their business with the company through a nationwide referral network via telephone and direct online service(s).