Action Collection was founded in 1954 as a New Jersey corporation dedicated to helping commercial and professional clients collect their aging receivables. Over the past 50 years Action has developed into a national company serving the needs of several specialty industries. Including medical, commercial, cellular, and education, just to name a few. At Action we proudly offer an array of submission, reporting and payment preferences including, monthly, quarterly and semi-annual options, sent via mail, or fax. We also have the ability to customize our recovery protocols to best suit your company or practice. We may tailor a series of letters, phone calls and legal options to reflect how aggressive or passive you'd like us to be. We are proud to offer our clients comprehensive legal and insurance departments. We have the experience and ability to skip trace and locate hard to find debtors.

First Credit Services has been pioneering innovative and effective collection and decline management programs for the health & fitness industry since 1993. With our state of art technology, computer systems, and large staff of industry experts, we focus on customer service driven collections. The FCS collection program is an industry-proven method to increase cash flow, reduce receivables, increase member retention, and most importantly alleviate club operators' time to concentrate on their members' health and wellness.