A former mortgage banking executive, I am an award-winning Freelance Writer/Business Journalist/Photographer/Blogger/Content Manager based in Roanoke, Virginia. My background includes 7 years as a Deputy Clerk in the U.S. District Court Clerk's Office and 18 years in the mortgage banking/real estate arena with nine of those years expended in management. As a multi-faceted writer, I have written articles on a wide array of topics that have been published in print and online. I am highly skilled in photography and can produce high quality photos to accompany my articles when needed. My education includes a Bachelor of Science Degree in Business Administration.

Lauren Young, MFA, is a career professional who is experienced in many different things; however, her ideal situation (and passion) is something that unifies education, writing, and the Mortgage Default Service Industry. Not only does Lauren have a Master of Fine Arts in Writing degree, she also has applied her creative talents and analytical abilities to owning a successful Mortgage Default Servicing Industry business in the state of Virginia. She has done everything from Accounting (Accounts Payable, Account Receivable, Invoicing) to Property Preservation management (processors and independent contractors) to Inspections (setting up departments, managing inspectors and office staff, client negotiation, etc.) to Human Resources. Her speciality is writing and training, for she has written