We operate our own pre-owned vehicle facility, which gives us an opportunity to sell our own off-lease vehicles directly to commercial businesses or consumers. In addition, we have the ability to offer an even wider selection of models by purchasing auction vehicles at wholesale and lease or resell them directly to our customers. Our approach to leasing differs from many other leasing companies. We make every attempt to slow the process down by taking time to get to know our customers and understand their true needs in obtaining lease financing. This gives us the opportunity to provide a more personalized leasing solution, and for our customers to get a more comfortable understanding of who we are and how we can help them. We believe in working for the best interests of our customers, and