Paul J. Haye, CLU®, ChFC®, AEP®, has over 28 years of experience in insurance, estate planning and financial services business. Since 2007, he has been a member agent of The Nautilus Group®, a resource for estate conservation and business succession ideas that is made available to a limited number of subscribing agents. The Nautilus Group®** is staffed by professionals with credentials in law, taxation, accounting, insurance and finance. Utilizing information provided by the members' clients, they provide strategies for consideration by the client's own legal and tax advisors.