Discounts are offered up to 80% off retail prescriptions. Accepted at 61,000 pharmacies Nationwide. It covers brand name and generic medications, 100% open formulary, means all medication is eligible for discounts. NO pre-existing health insurance required! There are no restrictions, requires no enrollment or application, no age or income requirements, no waiting periods, no eligibility required, no exclusions, covers pre-existing conditions, no claim forms to file, no annual or lifetime maximums/limits! Card holders present the card the first time at their pharmacy, their pharmacist enters the Rx card info into their system for processing. The discount, if applicable, is presented to the end user at time of purchase. Card provides holder access to additional health benefit discounts