Exchange Bank of Alabama is Etowah County's only locally owned bank in Altoona, AL. As a loan agency, we offer personal loans and financial services to help you reach your goals with personalized support and competitive rates. Since 1909, we have been an active and growing part of this community, committed to meeting the needs of the people. This commitment is as strong today as it was over a century ago when we first opened our doors as First State Bank of Altoona. We understand that convenience is important, which is why, in addition to our five full service offices, we offer five local ATMs, the Exchange Info Line (24 hour telephone banking), bank by mail with postage paid both ways, and convenient internet and mobile banking options.