River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living. Our primary function is to provide agricultural loans for local farming operations. We serve agribusinesses, established farms, and young farmers. Our loan officers are lending experts in agriculture and country living. We're unlike commercial banks because our cooperative structure allows us to return a portion of our profits to our borrowers in the form of patronage refunds. This significantly reduces the cost of borrowing for our customers. Give our credit union in Hickman a call to learn more about our loans, leases, and mortgages. We offer free consultations to customize a financial plan designed to meet your needs.