I am a fee-only advisor. I have no financial relationship with anyone other than our clients, so I offer objective advice based only on the needs of my clients. Being a fiduciary means placing my client's interests before my own. You should not assume that all advisors are fiduciaries. Only those who take a fiduciary oath are held to this highest standard. I mark it as a point of pride and would never choose any other way. My mission is to make finances simple enough that you can make good decisions confidently, live well and focus on the things that really matter -- the people you love, and how you use your time and talents to live your best life.