Financial Consulate is a financial advisory firm serving individuals and families in Hunt Valley, MD with guidance focused on clarity, strategy, and long-term financial organization. As a financial advisor, the firm supports clients through structured financial planning that considers income, assets, risk tolerance, and personal goals. Financial Consulate helps clients navigate complex financial decisions through a comprehensive, fiduciary-minded approach. Services include retirement planning designed to address life stages before and after retirement, as well as wealth management strategies that focus on asset structure, diversification, and ongoing financial oversight. Contact us to get started!

Brian Kesler is a Maryland-licensed mortgage loan officer with Direct Mortgage Loans, specializing in home financing throughout Baltimore City and the Greater Baltimore region. A longtime Federal Hill resident, Brian brings strong local expertise and a clear, educational approach to the mortgage process. He works closely with first-time homebuyers and move-up buyers, offering solutions including conventional, FHA, VA, refinance, bridge loans, and down payment assistance programs. Known for his responsiveness, transparent communication, and competitive mortgage rates, Brian helps clients move from pre-approval to closing with confidence and clarity. NMLS #104387

Karla Wienhold serves as our Director of Training & Development as well as a licensed Loan Officer. She has been recognized as the 2022 Volunteer of the Year, 2023 MVV Winner and a Quarterly MVV Winner. NMLS #1381276

Kendall Doroshewitz, the Branch Manager of The Hill Group, entered the mortgage industry in 2017 and has not looked back. Working in many facets of the industry, Kendall can offer her clients knowledge and transparency. Moreover, she has a passion for assisting her community and friends in becoming homeowners and takes pride in seeing them experience a sense of accomplishment in their achievement. NMLS #1815427

BusinessHardMoney.com specializes in building relationships with business owners who require fast and reliable financing for their businesses. We do not offer traditional bad credit business loans or secured loans, and therefore are able to get liquid cash infusions to business owners who need them lighting fast and with no collateral required. We offer alternative business financing and specialize in same day acceptance for qualified applicants, who can get access to direct capital in as little as 48 hours. Please note that we do not provide start-up funding or personal loans, your business must be at least 3 months old to qualify. Depending on your monthly revenue, our cash advances range from $1,000 to as much as $1,000,000, with no restrictions on how you use the money once you get it.

As a fee-only personal financial management firm, you can be confident that every financial service we perform is done with your best interests in mind. Choose Financial Consulate as your CFP in the Mid-Atlantic to take advantage of our educational, ethical approach to financial planning. We operate completely independently and offer fee-only services to keep your vision in line with our recommendations at all times. Our highly experienced CFPs always work in our clients' best interests. We can assist with wealth management, insurance planning, retirement planning, estate planning, charitable giving, education planning, and other financial planning services throughout the Mid-Atlantic, including DC, DE, MD, PA & VA.

Stifel, Nicolaus & Company, Incorporated is a full-service brokerage and investment banking firm established in 1890 and the principal subsidiary of Stifel Financial Corp. The Company provides securities brokerage, investment banking, trading, and investment advisory.