Linnard Financial Management & Planning is a Massachusetts, Fee-Only, Financial Planner and Registered Investment Advisor. LFM&P was founded with the objective of providing clients with unbiased, objective financial advice and risk-conscious investment services, and has done just that since 2002. Located in Boxborough, MA, David and Barbara Linnard help people to envision the path to their chosen financial future, to make well-informed investment decisions, and to improve the effectiveness of their current finances. David Linnard is a Certified Financial Planner (TM) and a member of the National Association of Personal Financial Advisors, the leading organization for Fee-Only financial planning. LFM&P provides comprehensive financial planning, analysis, and investment strategy in addition to continuing portfolio management and advice with a risk-managed investing approach that is unique to each person. We recommend financial steps that can be taken to better prepare for and enjoy retirement, based on each client's individual circumstances and goals. LFM&P maintains a fiduciary relationship with all clients, and takes it seriously. Your well-being is our sole consideration. Our mission is to earn your confidence by providing objective, unbiased assistance. We never sell products, nor do we receive commissions or rebates from others. We are not affiliated with any other company.