Since 1902, OceanFirst Bank has been helping put families in their dream homes, financing education for our future leaders and striving to be a respected corporate citizen. We look forward to you visiting our great bank in New Jersey. Stop by to open an account or give us a call. Our strong commitment to helping families, organizations, schools, and communities throughout central and southern New Jersey meet their financial needs has spanned several generations.

If your business needs financing for expansion, advertising, inventory or other working capital needs, Cash For Business is strategically positioned to provide your company with the funding it needs without relying on your credit, personal guarantees, or collateral. And because our business and merchant cash advances are not loans, we can wire these funds directly into your account quickly, with minimal paperwork, and without the lengthy approval periods and hefty fees imposed by traditional banks. Here's how it works:The way it works is really unique. We give you a cash advance based on your Visa/MasterCard Business and the way you pay us back is through a small percentage of your future Visa / MasterCard transactions. There is no interest rate on our product. It's an advance, not a l