As an Independant Retirement Planner, Jeff specializes in the financial services business with a very unique approach in that he helps people find money they are currently transferring away unknowingly and unnecessarily in major areas. He addresses areas such as Mortgages, Taxes, how you fund your Qualified Plan, College Planning, and expenses like car payments and credit cards. Most people will lose more money in these areas than they will accumulate in their lifelong savings account. A much more positive impact can be made on your financial future by helping you avoid the losses rather than helping you pick the winning investments. It makes little sense to have a million dollars only to discover you lost a million on the way. Jeff provides top tax free income products.