Founded in 1952 in Ridley Park, PA, BCHU is a federally insured credit union that provides comprehensive banking services to its members. Originally established to serve the employees of Boeing and their family members, BHCU expanded to a community-based credit union, exclusively servicing Delaware County, PA. Throughout our history, we have maintained an unwavering commitment to helping members save, offering excellent rates and dividends, fair fees and excellent advice. BHCU is committed to providing lending and other products to small and mid-sized businesses. The most common of these services are loans, including term and real estate loans. In addition, there are loans to purchase business vehicles and equipment as well as lines and letters of credit, business credit cards and alike. BHCU also offers interest bearing business checking accounts, money market accounts, certificates of deposit, and debit cards. Business services such as ACH, merchant services for credit card processing, wire transfers, online banking and bill pay and remote deposits are available. Commercial banks have been offering business services for many years. Most commercial banks have shifted their focus to large businesses that yield large profits to satisfy the earning needs of their stock holders. Small business owners may find it difficult to secure funds needed to cover daily expenses and expand their operations. They may be subject to arbitrary fees that increase the cost to do business. Decisions that impact their business may be made by someone across the country who doesn't understand the local business climate. BHCU is locally oriented. We reinvest in our community and in the success of our local businesses.. This is one of the main advantages to the credit union difference as BHCU exists to serve our members- whether they are consumer or business.