I'm Larry Medcalf, your local Medicare and health insurance agent - broker. When you work with me you have a local North Alabama health insurance agent that works for you. With fewer Alabama health insurance options you need an agent that can find the right health coverage. A local health insurance agent can help you narrow down the perfect plan out of all the options available. I'll research Affordable Care Act exchange plans, Short-term health insurance, indemnity and faith ministry plans, based on the doctor’s and medications you use. Then my team will determine if you qualify for any subsidies, and consider your current health and budget. You can rest assured, we will do everything to get you the best price and coverage when purchasing Medicare, personal or group health insurance.