Hiscox offers liability insurance for small business owners in New York (and all other states except Alaska) starting at $22.50 per month. You have the option to buy business insurance directly and cut the cost of a middleman by buying online or over the phone from a licensed agent in minutes. We specialize in general liability insurance, professional liability insurance (also known as errors and omissions insurance) and business owners policy. We cover Business consulting, IT professionals, Real Estate agents, Health and beauty professionals and many other professionals. Buy small business insurance tailored to your profession starting with a fast, free quote in minutes.