I am an independent licensed Broker in Health and Life Insurance. I am licensed in Ohio, West Virginia, Pennsylvania, Delaware, Tennessee, Florida, and South Carolina. I have a Masters in Healthcare Administration, a Bachelor of Arts in Psychology, and an Associate of Applied Science in Occupational Therapy. I am a Licensed Nursing Home Administrator in Ohio, and Pennsylvania, as well as a Licensed and Certified Occupational Therapy Assistant. I began my career in 1999 and worked with the elderly in various environments providing quality care, and management. I began consulting in 2013 and became a Broker in 2013. I saw a need in the Medicare market for service and education. I believe in the care continuum, and assisting the client through the care continuum. I believe that planning and making educated decisions, in the beginning, is crucial to their quality of life. I choose to be a Broker to ensure that I offer choice and work for the client in an ethical manner. An Individualized approach and choice of carrier and service is what I believe in, assessing the whole picture from a holistic approach. I feel that my strong healthcare background allows me to provide quality service, and educate the elderly about their options. In 2014, I entered into Life and Annuities as a Broker, and believe in protecting your loved ones, and their estate. The products I carry have living benefits, which allow an individual to age in place. Protecting your loved ones and your estate are two areas I feel very strongly about, and want to provide a choice of services and companies. In 2016, I entered into alternative health products to offer to clients that are not ACA Obamacare products. I saw a need for cost-effective, quality products, which are custom-built to meet the needs of the individual. In 2020 I became a Certified Senior Advisor. We are specialists in Aging. Every day more than 10,000 Americans turn 65- a trend that will continue until 2029. I have seen an increasing need for retirement planning. I believe in building a custom plan to meet their individual needs. Utilizing Indexed annuities and long term care products. This allows them to age in place, create lifetime income, defer taxes, create generational wealth, as well as protect their assets.