Serving the state of AR with focus on central AR area, Aflac agent Nikki Ward will provide you with the best customer service experience you can find. If a business owner, she wants to help you provide supplemental benefits to your employees that will be there to help them in their time of need as well as save your business money. Business offerings include Short Term Disability, Cancer, Critical Illness, Accident, Dr/ER/Hospital, Vision, Dental and Juvenile as well as adult Whole and Term Life insurance. In addition, she offers a FREE Pre-tax Section 125 Plan. If you are an individual looking for policy offerings, those include Accident, Cancer, Critical Illness, Dental and Juvenile as well as adult Whole and Term Life insurance. Her desire is to help others while providing the best experience an individual or business owner can possibly have. Relationships are very important and she wants to build a relationship built on trust that will continue for years.