My name is Justus "Jay" Gray and I have been helping Southern Californians find Affordable Insurance for over 10 years. I am an Independent Agent specializing in: Individual and Group Health, Dental, Vision, Life Insurance, along with Medicare Supplements, Medicare Advantage Plans, Final Expense and Annuities. At no cost to you for my services, I will shop all the Major Carriers to find the right plan that fits your needs and your budget. I will do all the research and then take the time to explain your options, allowing you to make an informed decision. Affordable Insurance is located in Big Bear Lake, CA. To assist you , our Agents offer in home appointments in Oceanside, Carlsbad, Vista, San Marcos, Escondido, Temecula, Murrieta, Santee, El Cajon, San Clement, Mission Viejo, and Big Bear Lake. Affordable Insurance operates in San Diego, Riverside, Orange and San Bernardino Counties.