Do you need a CA Life Insurance Lawyer? Insurance is one of the most important, most bought things, but most people never know if their insurance company will “be there when they need them.” Only a few people have claims on insurance policies, even though everyone buys a lot of insurance. People buy more insurance then they know. Why do people buy insurance? The biggest answer, confirmed by the Courts, is for “peace of mind.” Insurance is not an ordinary contract, between two businesses, where if one side breaks the contract, they will pay ordinary money damages. Insurance is a special contract, for peace of mind, and the Courts support that. When an insurance company breaks its promises, or just makes it too difficult to get a claim paid, the insurance company may owe more than just the insurance benefits. The insurer may owe “bad faith insurance” damages–to make up for not delivering on that “peace of mind” that is owed you, the policyholder or insured. We are experienced in life insurance policies held by trusts, including Irrevocable Life Insurance Trusts (“ILITs”) and other holding entities. We help people to get insurance companies to do the right thing, to fully and fairly pay all the benefits owed, without excessive investigation, and we get the insurance company to pay more when they have violated your right to “peace of mind.”