Spero has shown rapid growth recently and we are proud to correlate that growth to successfully meeting the needs of our customers and outperforming our competition. We know that over 50% of homes in the U.S. are under-insured and we think that needs to change. Homeowners need insurance to do what insurance is intended to do, which is to fully protect them when they need it most. The antiquated process in which policies are purchased with help of an agent inflates prices and with inflating prices the policy suffers so that agent can stay competitive and still receive a significant commission. By leveraging technology and our industry connections we can let you drive while we shop hundreds of insurance options for you, to fit your needs. This is the new way to buy insurance and we want to help our clients get protected and have the insurance they need when they need it and at a great price.