About AAA   Overview: The American Automobile Association (AAA) is a federation of motor clubs across the US & Canada. It is a non-profit member service organization with nearly 54 million members. It is currently being headed by Marshall L. Doney, President & CEO, and its headquarters are in Heathrow, Florida. History : The American Automobile Association was formed by nine major motor clubs in 1902. AAA initially dedicated itself to safe and efficient road transportation that is affordable for everyone. AAA has expanded its services over the years to a wide range of fields like insurance, travel agency services, finance, member discount programs, taxation and publishing. Here’s a quick look at AAA’s insurance services. Main Insurance Services : Auto Insurance - AAA offers members access to reputed automobile insurance. Membership with AAA can pay for itself with a variety of services and discounts on auto insurance, including vehicle discounts and driver discounts. AAA also provides flexible payment plans and travel certificate options. Life Insurance - AAA insurance can cover your loved ones with services including term life insurance at very low cost coverage, annuities and whole life insurance. Get the policy best suited for your needs by consulting AAA’s insurance agents. Home Insurance - AAA offers many coverage types and deductibles for home insurance. You also get a variety of discounts to help lower your insurance rates. AAA insurance is known for customized protection and financial stability.   Specialty Insurance : Personal Umbrella - Home, auto, and watercraft policies are designed with a limit on liability insurance coverage. AAA’s personal umbrella insurance provides extra liability coverage when your other policies have been exhausted. These are not just for those who are well-to-do, umbrella policies are for anyone who has assets that might be at risk if they are sued.  Small Business Insurance - AAA offers small business insurance at competitive rates with top-rated insurance carriers. The range of solutions include business owners policy and workers compensation insurance. Boat and watercraft Insurance – Whether it’s your powerboat, sailboat or boat trailer, AAA insurance services provide the same protection that gives owners peace of mind in the eventuality of accidents.   We understand that everyone’s insurance needs are varied and different. Contact AAA to get free, no-obligation quotes today.

Our team of licensed experts will help you assess your situation, identify the maximum amount of subsidy you are eligible for based on state law, and complete your application in a timely manner. Once your application has been submitted, you will be provided a direct number to a licensed agent that will provide you guidance for the duration of your policy life. The best part of this equation is that because we are paid collectively by the insurance carriers, we do not charge any fee's to the consumer.

The mission of our office is to help our State Farm policyholders manage the risks of everyday life and to be the first choice for your California insurance needs. We focus on Auto Insurance, Home Insurance, and Renters Insurance throughout California, including; Ladera Ranch, Rancho Mission Viejo, San Juan Capistrano, Laguna Hills, Alsio Viejo, Mission Viejo and Laguna Niguel.

We are a local, privately owned, independent insurance firm capable of handling all of your insurance needs. Our independent ownership allows us to provide you with a high level of personal service. We access the strengths and resources of a national network to better serve you. Through our national network we can search the market to get you the best value in insurance.

The Sean Saunders State Farm Agent team proudly serves Ladera Ranch, CA and surrounding areas in Orange, San Diego, and Los Angeles counties, including Mission Viejo, Coto de Caza, Rancho Santa Margarita, and beyond. Our mission is to connect each of our State Farm customers with the personalized Auto, Life, and Motorcycle Insurance they need to help overcome the unexpected and protect what they love most. Reach out or stop by today to explore your coverage options!