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We are unique compared to many investment advisors. Janice Gough has an extensive insurance background, as well as investment planning. We save you money in most instances because we do not charge a fee for our services. Janice Gough will review your financial plan for ways to cut costs and save money and avoid taxes. When we have established solutions, you will have a clear understanding of changes that you must implement and a clear understanding of future income. We meet with our clients to review and update periodically. Our staff provides immediate serviceing.

Curtis & Harris Insurance Services is a full line Independent Insurance Agency specializing in residential, commercial, & business insurance. We provide property, liability, workers' compensation, Earthquake and Catastrophic Flood, as well as bonds insurance products to individuals and businesses in the Palm Springs, Coachella, Inland Empire, and San Diego areas. In addition to insuring individuals, we insure all types of businesses including property owners, wholesalers, distributors, retailers, manufacturers, contractors and upscale restaurants. We invite you to take a moment to browse through our Web site to learn more about our insurance services, the companies we represent, and how we can help you in the future.

About AAA   Overview: The American Automobile Association (AAA) is a federation of motor clubs across the US & Canada. It is a non-profit member service organization with nearly 54 million members. It is currently being headed by Marshall L. Doney, President & CEO, and its headquarters are in Heathrow, Florida. History : The American Automobile Association was formed by nine major motor clubs in 1902. AAA initially dedicated itself to safe and efficient road transportation that is affordable for everyone. AAA has expanded its services over the years to a wide range of fields like insurance, travel agency services, finance, member discount programs, taxation and publishing. Here’s a quick look at AAA’s insurance services. Main Insurance Services : Auto Insurance - AAA offers members access to reputed automobile insurance. Membership with AAA can pay for itself with a variety of services and discounts on auto insurance, including vehicle discounts and driver discounts. AAA also provides flexible payment plans and travel certificate options. Life Insurance - AAA insurance can cover your loved ones with services including term life insurance at very low cost coverage, annuities and whole life insurance. Get the policy best suited for your needs by consulting AAA’s insurance agents. Home Insurance - AAA offers many coverage types and deductibles for home insurance. You also get a variety of discounts to help lower your insurance rates. AAA insurance is known for customized protection and financial stability.   Specialty Insurance : Personal Umbrella - Home, auto, and watercraft policies are designed with a limit on liability insurance coverage. AAA’s personal umbrella insurance provides extra liability coverage when your other policies have been exhausted. These are not just for those who are well-to-do, umbrella policies are for anyone who has assets that might be at risk if they are sued.  Small Business Insurance - AAA offers small business insurance at competitive rates with top-rated insurance carriers. The range of solutions include business owners policy and workers compensation insurance. Boat and watercraft Insurance – Whether it’s your powerboat, sailboat or boat trailer, AAA insurance services provide the same protection that gives owners peace of mind in the eventuality of accidents.   We understand that everyone’s insurance needs are varied and different. Contact AAA to get free, no-obligation quotes today.

We focus on Auto, Home, Life, Health and Business Insurance throughout the Palm Springs area, including Desert Hot Springs, Palm Desert, Rancho Mirage, La Quinta, Indio, Cathedral City, and the entire Coachella Valley. It is our aim to ease the stress that can come with Insurance by putting a premium on personalized service. We believe people prefer to have someone they know to help guide them through both good and bad times. It is this belief that stands behind everything we do.