A Local Idaho Independent Insurance Agency Spears Insurance is a local Idaho independent insurance agency. We work with dozens of different insurance companies to provide you with the best insurance products available. From guiding you through the confusion of Medicare open enrollment or health care reform to making sure your family is financially secure in case something happens to your or your spouse, our agency helps you take some of the guesswork out of life's surprises. Please feel free to contact us today for a free quote or insurance consultation.