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Chad believes no one person should outlive their income and we want to help make sure the next generation remembers a person's good name. We aim to provide the highest quality customer experience, Focusing on providing auto, homeowners, condo, renters, life, health insurance for the personal user. Offer businesses workers compensations, general liability, and professional liability insurance. Our staff has been offering car insurance for IL for over 17 years.

John Garven, the founder and president of Benico, Ltd., an employee benefit brokerage and consulting firm based in the Chicago area, holds the Chartered Healthcare Consultant™ (ChHC™), Chartered Life Underwriter® (CLU®), and Registered Health Underwriter® (RHU®) designations conferred by The American College, the nation’s leading educational institution serving the insurance and financial services industries. He also holds the Accredited Investment Fiduciary® (AIF®) designation awarded by The Center for Fiduciary Studies and the C(k)P™ (Certified 401(k) Professional) designation from The Retirement Advisor University (TRAU). John and his team members are ready to assist any size business or organization by providing service and advice around the design, risk management, communication, and enrollment of its health and welfare and qualified retirement plans and keeping them compliant with respect to the federal and state laws and regulations that impact upon such plans. Through strategic partners the firm also offers the following products and services: 1. Payroll services 2. HRA and FSA administration 3. COBRA administration 4. Outsourced HR services 5. Web-based benefit communication and enrollment 6. Benefit statements (“Hidden Paycheck”) 7. Wellness programs 8. Population health management 9. Commercial property & casualty insurance Benico is a member of the Benefit Advisors Network, a premier network of national credentialed independent benefit advisory and consulting companies. Each firm is individually recognized as a distinguished market leader. BAN promotes "best practices" sharing, technology and human capital investments, and shares expertise to support members in providing "best of class" service for their clients with the highest ethical standards.