Working together with Family Heritage Life Insurance Company (FHL), Bluegrass Heritage Insurance Group is dedicated to providing individuals and families with the very best in supplemental insurance benefits. Bluegrass Heritage Insurance Group Berea KYWe are passionate about helping individuals and families distinguish between the different types of supplemental insurance policies, and we are driven to help each individual and family make important decisions about which coverage meets their specific needs. We want to help as many people as possible find the supplemental insurance coverage that is right for them so that they can have the security of knowing they have protection in place when they need it most. Bluegrass Heritage Insurance Group Our sales professionals are experts in the field of supplemental insurance. Each sales professional is committed to providing our clients with the right protection that meets the needs of each individual or family. We strive to develop and maintain long term relationships with our clients, based upon our founding principles of Service and Integrity. Our clients experience this from us everyday in the form of personalized, one-on-one interactions with their Bluegrass Heritage Insurance Group sales professional at a level that is practically unheard of in today’s business world. Why choose Bluegrass Heritage Insurance Group? There are many advantages to having supplemental insurance through Bluegrass Heritage Insurance Group. Benefits are paid directly to our clients, unless a client instructs us otherwise. Benefits are paid in addition to any other insurance. Coverage is continuously renewable for life. Premiums do not increase with age. An individual client cannot be singled out for a rate increase. Rates can only be increased if they are increased for all products of the same kind within a state. All Customer Service and Claims phone calls are always answered by a live person in the United States. You’ll never have to speak to an automated system.