I have many years experience as an independent agent/broker. If you are looking for life and/or health insurance I have all the necessary credentials and background. I also work with disability and long term care insurance. I work with small business groups for life, health and voluntary ancillary benefits. I have a broad range of top grade life and retirement products, as well as all the ACA on-exchange and off-exchange products for the State of Maine. No charge to the applicant. Insurance companies pay us. Please call me for a competitive quote. No obligation.