Tom Oakes Insurance is "The Way to do Insurance" More and more people from all across MN and the Eastern Dakotas are switching to Tom Oakes Insurance. We are often asked why are so many people switching to Tom Oakes Insurance? I suppose there could be many typical answers such as price, location, friends, etc. We truly believe the reason so many people are switching is because of the service we offer matched with how we care about our clients. Yes some other companies have a "quicker" response time but does that mean they have done what is best for you? We believe that the way to best serve a client is to get to know them. We do what we can to engage our customers and get to know their hopes and dreams. If we know what they want their destination to be it is more likely for us to help them. Here is our advice no matter where you get insurance... 1. If you care about your possessions and the people you love find an agent that is willing to get to know you. 2. Use the same agent for all of your business. a. This allows for more of a possibility of significant packaging discounts. b. Helps the agent find you the proper coverage's to get you to your destination. 3. Price is important but if you have a good agent he/she will be more focused on getting you properly covered rather than beating a price. 4. Life Insurance - If your agent offers you life insurance it is a good start. The key to this is knowing what will get you to your destination. a. Term is better for some especially if money is tight b. Whole Life Products - If building wealth & protecting it is important to you this is a great way to do it. c. Annuities - Growth without risk - need I say more... There is no company to big or small for us to help. We have clients well over $100,000 in premium and others that only meet minimum limits. Stop in or call to find out what we can do for you!

In 2016 we were the 8th most producing independent Allstate agency in the state of MN. This speaks high volumes to the fact that our customers recommend us for our rates and our service. We take innovative approaches to make sure we meet the needs and desires of our clients. In many cases we have the opportunity to get people in our no added expense life insurance program. In this program we take their current insurance and restructure it so that we can save you money yet still increasing coverage. Then we utilize the savings to purchase life insurance if there is a need. That way there is no added expense for the program. We also restructure many business policies to better protect clients and their assets. We are glad to assist you in a policy review at anytime. It doesn't happen often but you have our guarantee that if your current coverage is sufficient and less cost, we will tell you it is best to stay where you are at.