At Staci Howell State Farm we strive to minimize our community damages by helping our neighbors in Waxhaw, NC and surrounding Union County with their everyday risks through our dedication, knowledge and exceptional customer service. Our office can help with auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, commercial insurance and much more. Stop in and meet with our experienced insurance team to stay covered.

Our mission is to become your first choice for your insurance needs by establishing a relationship with you and helping you manage the risks you face every day. You receive discounts you deserve when you buy your auto, home, renters, umbrella, or life insurance. We focus on Auto Insurance, Home Insurance, Renters Insurance, Umbrella Insurance and Life Insurance throughout the Charlotte NC area.

Training Insurance Brokers and Educating Consumers for over 20 years on their Insurance and safe investment options.

Our mission is to provide exceptional service by putting the State Farm policyholder needs first and providing them with the knowledge and products needed to have a secure future for their family or business. For those that don't know us, we are known for our outstanding customer service! We believe people prefer to have someone they know to help guide them through both good and bad times.

Richard J. Joyce, CRPC ® is founder of Best Value Medicare Plans. “Richards guidance gave us peace of mind we were making the right decisions.” R Gregory Tx. For people turning age 65 he guides them through the Medicare enrollment process. Richard will answer all your questions and explain your Medicare plan options. Trustworthy, experienced and an agent with professional credentials you will receive the best advice working with Richard. Through objective and unbiased research, he will assist you in narrowing down your options and find the best Medicare Supplement plan for your needs and budget. People over age 65 will see their insurance rates increasing. Medicare Supplement plans are standardized but rates are not with huge differences between companies. Most people are overpaying and Richard can secure for you identical benefits at reduced rates. There are many good agents one can choose to do their supplemental insurance, but most are insurance licensed only and their assistance and expertise usually stops with the Medicare Supplement. Smart health care planning should include strategies that address unforeseeable future care and other health challenges that are not covered by Medicare and a Medicare Supplement plan. Richard with 25 plus years of experience along with his professional credentials has the specialized knowledge to integrate planning ideas that complement Medicare and the Medicare supplement plan to protect against the health cost risks we face as one progresses past age 65. Richard has been awarded the Chartered Retirement Planning Counselor CRPC ® designation through the College of Financial Planning. This is recognized as the gold standard designation that marks him as an expert with the competence to address the Medicare and health care planning needs of people aged 65 and older. Though a professional designation is not required to offer Medicare Supplement Insurance it is one of the few objective industry-benchmarks one can use to establish a higher level of experience. Richard has demonstrated the commitment to the specialized education needed in the profession of Medicare and health care planning to address the health cost risks of his clients in a more complete way. Call Richard Joyce at 1-800-746-1134 to put his expertise to work for you. Our services are free!