My primary businesses are final expense insurance and elder care planning. Final expense insurance is a type of "easy to get" life insurance available in amounts from $2500 to $100,000. The usual policy size is between $10,000 and $15,000. Anyone 40-80 can qualify with no health questions. However, if you are willing to answer a few health questions, you may qualify for a lower rate. Elder care planning is a passion of mine. Like many seniors, I have worked since I was 14 years old. I was already paying taxes when the Medicaid and Medicare laws were passed in 1965 so I have supported the system for a long time. Is it fair that if I need long term care or my wife needs long term care, we should have to improvise ourselves to simply get help from a system we have supported for so many ye