Some important uses for life insurance: - Continuation of family lifestyle - as if we and our income were still there. - Debt redemption - paying off real estate, business, credit card, auto and personal credit loans. - Education assurance - providing a future for our children if our income is no longer available. - Support for special needs family members - making sure they get the care they need when we are gone. - Estate taxes - passing on our accomplishments to our heirs intact. - Business Perpetuation - financing buy-and-sell arrangements to protect associates and our family. - Key Employee coverage - financing replacement of important personnel. - Retirement financing - additional tax-sheltered funding for our leisure years.