Sam Miller Insurance is a "safe money" brokerage, i.e., only fixed insurance products and no stocks, bonds or property and casualty insurance products are offered. For small employer groups, we specialize in ways to help employees reduce the high cost of their health insurance deductibles. Free consulting is offered employers, including how to save on tax deferred employer group products such as health insurance, disability, accidental death and dismemberment, dental and voluntary employee health supplemental plans. Vermont license is 63312.