I continually hear from folks that they already have health insurance. "That's Great!" but Aflac is not health insurance. Here are a few questions to help you decided if you should have Aflac. For the Business owner: 1. Do you value your employees? 2. Would you like to provide better benefits that reward them for their commitment to your business? 3. Are financial times tight and your business can not afford to offer medical benefits at this time? 4. If there were a way to offer benefits and it cost you and your business nothing would you do it? (please also review below to see your employee struggles) For the Individual: 1. If you could not work due to a sickness or an accident could you pay all your bills? 2. Do you have enough cash saved that you could pay your Health Insurance deductible? (Average now is $2000-$5000) 3. If you need a leave of absence from your job to care for yourself or a loved one do you have enough time saved up for a paid one month absence? How about a maternity leave? 4. If something happened to you and your family were left with your debt do you have life insurance to assist and cover these costs? 5. Do you ever have to take a day off of work to bring a family member to the Doctor? AFLAC HELPS WITH ALL OF THESE.....