(Census Bureau). If you've fallen behind on your bills because of things like medical expenses, losing your job unexpectedly, or excessive credit card interest, you should know that bankruptcy provides you with legal protection. At Helbing Consumer Law, we help clients put their debt problems behind them and move forward with confidence in their financial future. We can find a plan that works for you, ending the foreclosure process and debt collector harassment. We won't stand for you being harassed or intimidated by unlawful creditors. No matter how dire the situation may seem, Helbing Consumer Law offers a low-cost, easy-to-implement remedy.