Fully Bonded & Insured. HIPAA Compliant, FDCPA Compliant, FCRA Compliant, Red Flag Rules compliant. Member - Minnesota Association of Collectors, American Collectors Association, Fastcheck Network and National Check Network. Fully automated with electronic transfer capabilities, Automated Dialing Interface and Cutting edge skip-tracing technology. Credit Bureau Interfaced with State-of-the-art collection Software. Experienced, Motivated, Educated in Fair Debt Collection Practices Act and Federal Privacy laws