Commerce Payment Systems (CPS) is a payment and transaction processor offering merchant accounts to businesses across the nation. Whether a business wishes to add the ability to accept credit cards, update its current system, or lower its monthly fee expenditures, CPS can meet its needs while guaranteeing outstanding, professional service and the lowest associated rates available. Commerce Payment Systems also offers a variety of additional services, such as electronic check processing, custom gift card programs, mobile app solutions, and wireless processing. Chief Executive Officer Michael Mendlowitz created his own small business nearly a decade ago, and experienced firsthand many of the frustrations associated with other payment system processors.