Ameriplan is NOT insurance but a Healthcare Benefits Company that offers an alternative to those that have little or do not have insurance. We help to save our members an unbelievable amount of money. We are a healthcare company that is accepted at doctors offices, hospitals, dentist, and eye doctors as well as many others. All is accepted, no one is turned down. All medical and dental problems that are pre-existing are accepted. No hassles of filling out paperwork. All in household is included.