All profits earned are returned to members in the form of fewer fees and better rates. Members enjoy a full line of personal financial services, including dividend-bearing savings, and FREE Kasasa Rewards® checking with debit card, car loans, home mortgage loans, vacation and personal loans, ScoreCard Rewards® credit cards, online banking with FREE online bill pay, text and mobile banking, enhanced mobile app, certificates of deposit, Christmas and Vacation Club accounts, youth programs and much more! All this with better rates and amazing service! The Service 1 FCU mission is "Member Driven. Community Focused." This stated purpose is a beacon that brings together employees and diverse goals, guiding them towards the achievement of those goals.