Amherst Federal Credit Union is a trusted, member-focused credit union serving Amherst, NY and surrounding Western New York communities. We offer personal and business banking solutions including checking and savings accounts, auto loans, home equity lines of credit, mortgages, credit cards, and student loans. Enjoy convenient online and mobile banking, free bill pay, and access to surcharge-free ATMs. With competitive rates, low fees, and personalized service, Amherst FCU helps individuals, families, and small businesses achieve their financial goals