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Business loans are capital offered by lenders to businesses. In exchange for this money, lenders require repayment of the principal with interest and fees added to it. Usually, business loans require regular payments on a set schedule, but repayment terms and interest rates can vary quite a bit.

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A business loan is a loan specifically intended for business purposes. ... There are a number of different types of business loans, including bank loans, mezzanine financing, asset-based financing, invoice financing, microloans, business cash advances and cash flow loans.

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