Being a leader in the financial services industry for over a century and a half means continually striving for improvement - not resting on our laurels. Ours is a history notable for consistent financial strength, as well as dynamic innovation. And New York Life's first priority has always been our policyowners' financial well-being. To keep pace with policyowners' needs, the Company has launched new products, enhanced product features, expanded quality service, and pioneered new technologies. Breaking new ground is part of the New York Life tradition. That's what makes us "The Company You Keep?." Life insurance and financial products are rarely bought spontaneously - they need to be sold. That's why our agents, who are among the best in the business, are at the core of New York Life.

108 Solutions' mission is to provide military and government personnel with top-of-the-line name brand products for the lowest monthly payment. At 108, we offer our customers a no money down finance program with an APR (interest rate) that is 3% lower than the competition. In effect, our program allows our customers to save the money that they have in the bank right now while paying for their 108 Solutions purchase on a monthly basis, thus, affording them the flexibility that they need with their budget as they juggle the pressures of this current economic crisis. By financing with 108, military and government personnel have the opportunity to enjoy today while preparing for tomorrow.