Regardless of the type of funeral one thing is certain, when a family members dies, the survivors suddenly find themselves confronted with major expenses. Besides needing money for funeral and burial costs, you may need money for outstanding medical expenses not covered by insurance or government programs; or legal expenses related to estate settlement. Do you have a plan to replace lost income due to the death of a breadwinner? Do you have an emergency fund large enough to support your family for a long period of time? Protect the income your family will lose if they suddenly lose you. Give your family the gift of financial protection. You make choices everyday that affect your life. Choose a life insurance policy today and affect the life of a loved one.