Merit Protection Group is a licensed independent insurance agency serving clients across Wisconsin, Arizona, and Colorado. Operating entirely online, we help individuals, families, and businesses find coverage that fits their needs without cold calls, sales quotas, or pressure tactics. We specialize in four core areas: Medicare Services (Medicare Advantage, Part D prescription drug plans, and Medicare Supplement plans), Life Insurance, Travel Insurance (trip cancellation, emergency medical and evacuation coverage, lost baggage, and travel delay benefits), and Surety Bonding (contractor, commercial, and court bonds for Wisconsin businesses). As an independent agency, we're not tied to a single carrier, so we compare options across providers and recommend the plan that actually fits your health needs, budget, and peace of mind. We're licensed with the Wisconsin Office of the Commissioner of Insurance (WI OCI), the Arizona Department of Insurance and Financial Institutions (AZ DIFI),