When your customer turns into a debtor, we have a solution. That's what JMS Associates is all about. We are a licensed & bonded international commercial collection service. Our professional recovery team has been highly trained in every aspect of collections, skip tracing, and creative negotiating. We feel at JMS that the quality of our staff is far superior to any other in this industry. Our professionals devote their time to recovering your monies so that you can concentrate on satisfying your present customers, as well as seeking out and cultivating new businesses. We at JMS Associates want you to realize that our philosophy is simple: Our goal is to assure maximum endeavors in recovering your past due receivables and to offer the friendliest customer service possible.

Flathmann & Stern, LLC. is a nationwide business debt collection firm. We handle commercial and consumer debt collection. We specialize in transportation debt recovery and prevention. We also handle bad check recovery and all aspects of debt collection.Our knowledge of the industry, combined with forensic collection techniques, produces results other firms only talk about. Why wait? We are ready to get you paid FAST ! WE GUARANTEE OUR COLLECTION OR IT IS FREE!

All A/R services available from Point-Of-Sale Billing Services to Intensive Collection Services on a pre-pay or contingency basis.