Most businesses that are placed for collection have some type of financial problem. Other collection agencies and attorneys don't have the ability to help business owners with their financial problems - they add to their problems. They just keep pounding away until they literally drive these small businesses out of business. Collection agencies, attorneys and even lawsuits can only get you paid when the debtor has money to pay. But what if a debtor has a serious financial problem? What if they are barely surviving and the few creditors that are being paid are a higher priority than you are? How do you get paid then? By getting debtors the financial help they need. By helping the debtor financially through new financing or restructuring you get paid.